Comfort Today.
Savings All Year.

Smith Propane & Oil is prepared for whatever winter has in store. We can provide convenient delivery and home comfort payment plan programs to make your life easy. These plans include our "Level Payment Plan", which breaks your heating bill down into 10 equal payments running from June 1st to March 1st. Our Level Payment Plan customers receive our low cash price all season long, and never need to worry about fluctuations in the market and overpaying.

Level Payment Plan: Our Level Payment plan breaks your fuel bill into 10 affordable monthly payments from June through March, so your heating bills will always be predictable and manageable. And you are protected from fluctuations in the cost of oil. We'll calculate your rate based on past usage—and you'll receive our cash rate all season long.

Open Account: With this plan, we offer 30-day interest-free credit terms (credit approval required). Or, you can receive a CASH discount if payment is made within three business days of your fuel delivery.

Credit Cards: Pay with a major credit card and receive our cash discount price.

Post Dated Checks: Customers can also postdate checks up to 30 days after delivery (at the charge price).

Energy Assistance Payments: We gladly accept Energy Assistance payments from programs such as LIHEAP and CRISIS.

Applications for LIHEAP (Low-income Home Energy Assistance Program) 2024-2025 are open. You don’t have to be on public assistance, have an unpaid bill, and you can rent or own your home. See the link below for details and information on LIHEAP, eligibility requirements, and more:

• 2024-2025 LIHEAP Information

Direct Debit Payment: Under this arrangement you permit us to automatically debit your checking account for the amount and date you stipulate. No more writing checks! Direct Debit is especially nice when dealing with regular, recurring payments, such as our Level Payment Plan. We just debit your account for the same amount, every month with no checks to write. And it’s free!

Click here for residential credit application

Apply for Delivery Services & Payment Plans

Fill out the form to apply for delivery services from Smith Propane & Oil and your payment plan of choice, including our Level Payment Plan. Products and services include home heating oil and propane delivery, gasoline, and diesel fuel. If you desire to enroll in a Level Payment Plan, we must receive your application by May 25th to avoid interest penalties.